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How to Get Rid of Mortgage Insurance Payments
When you buy a new house, you may not have enough for a substantial down payment, which means that you will pay private mortgage insurance (PMI) on top of your mortgage payment each month. This monthly fee can add stress to your…
Tips for Moving Out of California
Due to increased flexibility to work from home, many homeowners are choosing to move out of California to surrounding states with more affordable housing like Texas, Arizona, Tennessee, and Idaho. Homeowners want a change but often are unfamiliar with the place they…
The Pros and Cons of Homeowner’s Associations (HOAs)
When looking for a home, are you seeking a neighborhood with an HOA or without an HOA? A homeowner’s association is a governing body that will set rules and regulations on the neighborhood at a monthly cost. While the fee may not…
Renting Vs. Buying a Home
With the current competitive buying market, you may be ready to throw in the towel and switch to renting. However, the reality is, even if you have to compete and make concessions to get your home right now, you will always find…
Buying New Vs. Buying Old
There are pros and cons to building a home and to buying an established home. It will all come down to what you are looking for in a home. For example, do you want an energy-efficient home with state-of-the-art appliances? Or are…