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Paying Off Your Home – Leveraging Amortization
You’re making mortgage payments, but ultimately the goal is to pay the loan in full so you have a place to live without a monthly payment. Every time you pay the mortgage, part of the payment goes towards interest costs and the…
Should You Hire a Stager When Selling a Home
You are getting ready to put your home on the market. It’s both exciting to consider new opportunities, and sentimental to think about moving away from a home where you’ve created so many memories with your loved ones. As you are preparing…
How to Get Rid of Mortgage Insurance Payments
When you buy a new house, you may not have enough for a substantial down payment, which means that you will pay private mortgage insurance (PMI) on top of your mortgage payment each month. This monthly fee can add stress to your…
Tips for Moving Out of California
Due to increased flexibility to work from home, many homeowners are choosing to move out of California to surrounding states with more affordable housing like Texas, Arizona, Tennessee, and Idaho. Homeowners want a change but often are unfamiliar with the place they…
The Pros and Cons of Homeowner’s Associations (HOAs)
When looking for a home, are you seeking a neighborhood with an HOA or without an HOA? A homeowner’s association is a governing body that will set rules and regulations on the neighborhood at a monthly cost. While the fee may not…