How to Protect Yourself from the 5 Most Common Home Calamities

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Protecting your home is essential for the safety of your family, and it is also important to help you maintain high property value. As a homeowner, you need to consider the things that might cause damage to your property, so that you can take a proactive approach to prevent the damage if possible. You might be surprised to learn about the top causes of home damage.

Insight into Homeowner’s Insurance Claims5 Things that can Damage Your Home

By looking at the claims that are filed with homeowner’s insurance companies, it is possible to see a trend with the things that might be damaging to your home. These are the top five causes of home damage:

  • Wind damage on the exterior of the home
  • Water damage, not related to weather (appliance and plumbing malfunctions)
  • Hail damage
  • Water damage, caused by weather
  • Theft

Most homeowners are focused on fire damage and theft prevention, but they don’t realize that there are other factors higher on the risk list.

Protect Your Home from Wind Damage

It is estimated that wind damage is the number once cause of homeowner’s insurance claims, accounting for 25% of the claims that are filed. So you need to consider a few things that can be done to avoid this type of damage. There are a variety of reasons why wind might damage your home, such as dead tree branches that are blown onto the home, roof shingles being pulled off, or damage from patio furniture hitting the house.

If the weather predictions show that a big storm is coming, then you should take a few minutes to bring in the patio furniture, get rid of dead tree branches, and secure the garage and shed doors. After the storm is over, check the quality of the roof and replace missing shingles if necessary. Also, make sure that you have a good homeowner’s insurance policy to help cover the costs if your home is damaged.

Doing these things can protect your home, which is beneficial to maintain the value of the property. When you are ready to sell your home and you need a Temecula real estate agent, then call me at: (951) 473-0390